By using DhanRakshak, you agree to the following terms and conditions.
1. Purpose of the App
DhanRakshak is a personal finance tracking and planning tool designed to help users understand their spending, manage budgets, and plan savings goals.
It is intended for informational and personal planning purposes only.
2. What DhanRakshak Is Not
DhanRakshak is not any of the following:
- A payment processor — the app does not process, facilitate, or execute any financial transactions
- A lending or credit service — the app does not offer loans, credit lines, or any form of borrowing
- A cryptocurrency or investment platform — the app does not facilitate trading, investing, or holding of any digital or traditional financial assets
- A licensed financial advisor — the app does not provide personalized financial, tax, legal, or investment advice
- A banking or wallet service — the app does not hold, store, or transfer money on your behalf
DhanRakshak is purely a tracker and planner. It helps you record, categorize, and understand your personal financial data. Any financial decisions you make based on information displayed in the app are entirely your own responsibility.
3. No Financial Advice Disclaimer
The information displayed in DhanRakshak — including analytics, budgets, spending trends, and savings projections — is provided for general informational purposes only and does not constitute financial, investment, tax, or legal advice.
You should consult a qualified professional before making any financial decisions. DhanRakshak and its developers are not responsible for any financial outcomes resulting from your use of the app.
4. User Responsibility
You are responsible for:
- Ensuring the accuracy of data you enter into the app
- Reviewing imported data from bank statements or third-party integrations
- Protecting access to your device and accounts
- Complying with applicable laws when using the app
5. Third-Party Integrations
The app may integrate with third-party services such as Splitwise and Google Sign-In.
When you connect such services:
- Their respective terms and privacy policies also apply
- DhanRakshak does not control third-party data practices
- You are responsible for maintaining your accounts with these services
We recommend reviewing:
6. Availability and Updates
As an independently developed product, the app is provided "as is", without guarantees of uninterrupted availability.
- Features may change or evolve over time
- Updates may be released to fix bugs or add new functionality
- We reserve the right to discontinue features with reasonable notice
7. Limitation of Liability
To the maximum extent permitted by law, DhanRakshak and its developers are not liable for:
- Financial decisions made using the app
- Data loss caused by device issues, software bugs, or external services
- Errors or inaccuracies in imported third-party data
- Service interruptions or temporary unavailability
- Unauthorized access to your device or accounts
8. No Warranty
DhanRakshak is provided without warranty of any kind, express or implied, including but not limited to:
- Merchantability or fitness for a particular purpose
- Accuracy, reliability, or completeness of data
- Uninterrupted or error-free operation
9. Acceptable Use
You agree not to:
- Use the app for any illegal or unauthorized purpose
- Attempt to reverse engineer, decompile, or hack the app
- Distribute malware or harmful code through the app
- Violate the rights of others or applicable laws
10. Intellectual Property
DhanRakshak and its original content, features, and functionality are owned by the developers and are protected by international copyright, trademark, and other intellectual property laws.
The app may include open-source components licensed under their respective licenses.
11. Termination & Account Deletion
You may stop using DhanRakshak at any time by uninstalling the app from your device.
You can delete all your data (local and cloud) at any time from within the app. For detailed instructions on how to delete your account and all associated data, see our Account & Data Deletion page.
We reserve the right to terminate or suspend access to the app for users who violate these terms.
12. Governing Law
These terms are governed by the laws of India, without regard to conflict of law principles.
Any disputes arising from these terms or use of the app shall be resolved in the courts of India.
13. Changes to These Terms
We may update these terms from time to time. Significant changes will be communicated through the app or website.
Continued use of the app after changes constitutes acceptance of the updated terms.
14. Contact
For support, feedback, or questions about these terms:
Email: dharakshak.app@gmail.com
GitHub Issues: https://github.com/Anupam0401/Dhanrakshak-web/issues
Last updated: February 14, 2026